![]() Still, it’s an important consideration for original Medicare beneficiaries. Medigap isn’t a letter-named Part of Medicare. Price is the only difference between policies with the same letter sold by different companies. Medicare Supplement Insurance, or Medigap, covers out-of-pocket costs for beneficiaries with Medicare Part A and Part B. The benefits in each lettered plan are the same, no matter which insurance company sells it. Medigap policies are standardized, and in most states named by letters, like Plan G or Plan K. ![]() Medicare Part A covers hospital expenses, skilled nursing facilities, hospice and home health care services. If you’re under 65, you might not be able to buy a Medigap policy, or you may have to pay more. Original Medicare (also known as traditional Medicare) is divided into two parts designed to cover the majority of your medical needs. ![]()
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